HDFC Regalia is a single-currency forex card with a standout feature called zero cross-currency usage fee, making it one of the top choices in the market. This means that you can load USD onto your card and use it in any other currency without incurring any cross-currency fees, unlike many other providers who charge up to 4%. However, HDFC Regalia offers even more features and benefits, which we’ll explore in this article.
Features :
1) Zero Forex markup
2) complimentary insurance cover
3) Zero cross currency usage Fee
4) Supports 1 currency(USD)
5) You get 2 Complimentary lounge access per quarter until the validity of the card within International airports in India.
6) You can also avail Backup card facility during card application.
7) Emergency Cash Delivery Assistance around the globe incase if you lost your card
8) Contactless Tap & Pay
9) The HDFC Bank Regalia ForexPlus card is valid for 5 years from the date of card indenting.
Complementary insurance cover
– Worry-free travel experience with the most comprehensive insurance covers that come FREE with Forex Cards:
| protection against misuse due to counterfeiting / skimming | coverage up to INR 500,000/- |
| Road/Rail Accident Insurance (Death cover only) | coverage up to INR 200,000/- |
| Air Accident Insurance (Death cover only) | coverage up to INR 5,00,000/- |
| Loss of checked-in baggage cover | coverage up to INR 20,000 |
| Loss of personal documents (only Passport reconstruction) | coverage up to INR 50,000/- |
| Loss of Cash in Transit | coverage up to INR 60,000/- |
Charges :
| Card issuance fee | INR 1000 + GST |
| Reload fee | INR 75 + GST |
| Cash withdrawal charges | USD 4 + GST |
| Cross currency usage fee | NIL |
| Balance enquiry fee | USD 0.50 per transaction |
| Daily Limit for ATM Cash Withdrawal | USD 5000 |
For transactions where the transaction currency is different than the currency available on Regalia ForexPlus Card (US Dollars) bank will NOT charge any cross currency mark-up charges on such transactions.
You can add Maximum USD $250,000 in a financial year in your Forex card
